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PERSONAL CHECKING

 

PERSONAL CHECKING

CAPITAL TIERED CHECKING

SENIOR CLUB -
SENIORS 55+

Description

Designed for individuals.
Connects easily to our
Online Banking and Bill Pay.

A flexible account for
individuals with a higher
balance earning
tiered interest.

For individuals 55 years
of age or better with
many free features.

Features

Unlimited check writing. 
No per check charge.

Unlimited check writing. 
No per check charge.
Tiered interest rates allow for
potentially higher rates on
larger balances.

Free checks. 
Free Cashiers’ Checks
and Money Orders.
Unlimited check writing.
No per check charge.
Free safe deposit box
(Subject to availability).

Interest Bearing

N/A

Variable: based on
daily balance and
current rate

N/A

Minimum
Opening Deposit

$100

$100

$100

Minimum to
Waive Fee

Maintenance Fee waived
with $1,000 minimum
daily balance or an
average daily
balance of $1,500

Maintenance Fee waived
with $1,500 minimum
daily balance or an
average daily
balance of $2,500

N/A

Online Banking

FREE

FREE

FREE

Bill Pay

FREE

FREE

FREE

Our ATM's

FREE

FREE

FREE

Debit Card

FREE

FREE

FREE

Overdraft Protection

You can be linked to a savings account for overdraft protection, or apply to qualify for a overdraft line of credit.