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One Year Anniversary
Ventura Community Bank (a division of Ojai Community Bank)

Ventura Community Bank: We're Open

OCB Voted Best Bank of Ojai 2011
OCB Wins Chamber Community Service
Spirit Award

OCB Voted Best Bank of Ojai 2011
Ojai Community Bank
Voted Best Bank in Ojai: 2010, 2011, 2012, and now 2013.
Thank you Ojai!


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Directors | Officers | News | Investor Relations | Financial Reports

1st Quarter 2014 Shareholders Report (click here for full PDF version with Financial Supplement)

Dear Shareholders:

OCB Bancorp’s first quarter 2014, provided a notable start to the year. The Bank is maintaining very good capital levels, necessary to weather a storm, and increased loans and deposits, which enable us to continue expand earning opportunities. These positive factors show a continued growth and success, key to moving the Bank forward. This continued success is due to the valued support of our shareholders, customers, and staff.

During the first quarter, the Bank reached a record $100 million in outstanding loans due to a continued focus on growing our loan portfolio. Increasing loans allows us to better allocate liquidity to higher yielding assets and, therefore, generate better earnings.

Total assets increased to $148 million, approximately $9 million from the same period last year and about $2 million since the beginning of this year. As the industry continues to adapt to regulatory changes, it is evident that growth is needed to offset the higher regulatory burden and related overhead. Deposits fueled our growth and increased by $9 million, year over year, to finish at $132 million at the end of March 2014. Earnings for the first quarter of 2014 were $101 thousand compared to $26 thousand for the same period last year, a 288% increase. With continued loan growth and stable overhead, we feel our 2014 net income will improve over the prior year on both a pre and after tax basis.

We recently hired Dave Sabedra as a commercial lender to assist in expanding our footprintsouth to Oxnard and Camarillo. Mr. Sabedra has over 35 years of local lending experience andhas a compelling, long-term client base. We feel strongly that his business acumen and breadth of contacts and clients will be a great asset to the Bank in coming months.

The Bank continues to focus on improvement on all levels and increased performance to provide better returns to shareholders. We feel the Bank is trending positively on all fronts.

Our annual shareholder’s meeting will be held on Thursday, May 29th at 5:30 p.m. at the OjaiBranch office. Please join us.

We thank you for your loyalty and we are always available to answer your questions. Contact Dave Brubaker, President/CEO, at the office located at 402 W. Ojai Ave, Ojai CA 93023, dbrubaker@ojaicommunitybank.com or 805-646-9909.


Dave Brubaker
Donald Scanlin

<< go back

OCB ~ Partnering
in the Community


Ojai Artist in the Lobby:
Kirk Lowry now through December 13th.


September 30, 2014
3rd Quarter 2014
Shareholders Report

August 1, 2014
Eloy Ortega to Lead
Santa Barbara Community Bank

July 3, 2014
OCB Welcomes Annette Hansen

June 30, 2014
2nd Quarter 2014
Shareholders Report

May 8, 2014
OCB Bancorp Declares 5%
Stock Dividend

May 1, 2014
2013 Annual Report

March 31, 2014
1st Quarter 2014
Shareholders Report

David Sabedra joins Ojai Community Bank

April 30, 2014
OCB Bancorp Reports Gains
During First Quarter 2014

November 26, 2013
OCB Hires Scott Gibb as
Commercial Credit Analyst

September 30, 2013
3rd Quarter 2013
Shareholders Report

June 30, 2013
2nd Quarter 2013
Shareholders Report

March 31, 2013
1st Quarter 2013
Shareholders Report

more news >>

Logo-small Ojai Community Bank
402 W. Ojai Ave.
805 646-9909 fax 805 646-9919

Logo-small Santa Paula Community Bank,
a division of Ojai Community Bank
537 W. Harvard Blvd.
phone 805 525-2137 fax 805 525-0766

Logo-small Ventura Community Bank,
a division of Ojai Community Bank
3130 Telegraph Rd.
phone 805 642-9955 fax 805 642-9956

© Ojai Community Bank